The Fed iswe're rising toset to climb the occasionS&T Rate Tracker0.75APYOur S&T Rate Tracker money market accountraises its rate when the Fed raises theirs.Visit your local branch or callthe Solution Center at 1.800.325.2265Bankstbank.com"The Annual Percentage Yield (APY etfective as of Apr 4, 2017. APY is equal to 75% ofthe current Upper Bound Fed Funds Target rate. Interest rate and APY wil change based onthe current Upper Bound Fed Funds Target Rate Minimum depositof S20,000 new moneyrequired. New money is defined as mones that have not been on deposit with S&TBankinthe past thirty days.A monthly maintenance fee of $15 will be assessed if S10,000 minimumdaily balance is not maintained.The account has maximum of six (6 third party transactionspermitted per month. This is a variable rate account. This account is not available for publicfunds. Interest rate and APY may change without prior notice. Fees may reduce eamings.MEMBER FDIC

Date: May 19, 2017

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The Fed is we're rising to set to climb the occasion S&T Rate Tracker 0.75 APY Our S&T Rate Tracker money market account raises its rate when the Fed raises theirs. Visit your local branch or call the Solution Center at 1.800.325.2265 Bank stbank.com "The Annual Percentage Yield (APY etfective as of Apr 4, 2017. APY is equal to 75% of the current Upper Bound Fed Funds Target rate. Interest rate and APY wil change based on the current Upper Bound Fed Funds Target Rate Minimum depositof S20,000 new money required. New money is defined as mones that have not been on deposit with S&TBankin the past thirty days.A monthly maintenance fee of $15 will be assessed if S10,000 minimum daily balance is not maintained. The account has maximum of six (6 third party transactions permitted per month. This is a variable rate account. This account is not available for public funds. Interest rate and APY may change without prior notice. Fees may reduce eamings. MEMBER FDIC