13-MONTH CERTIFICATE OF DEPOSITAPYwith minimum deposit of $5,000 and FNB checking account.THE LEAVES ARE FALLING.OUR RATES ARE RISING.Take advantage of this special, limited time rate onCertificates of Deposits to rake in peace of mindand guaranteed returns. But hurry, becauselike the leaves on the trees, this offer won'thang around long.First National Bank vit your ocal Fist National Bank branchor fnb-online.com to get started.ANNUAL PERCENTAGE YIELD (AP: APY is accurate as of 8/31/2017. Present this promotional offer when opening a NEW 13month certificate of deposit speal. APY is subject to change at any time without notice. Offer applies to personal and businessaccounts only. To be eligible for the promotional Annual Percentage Yield APY of 175%, you must meet the following conditions1) A minimum deposit of $5,000 or more in new money must be deposited to recelve the promotional interest rate; and 21) havean existing First National Bank personal checking account OR open a NEW First National Bank personal checking account. Thepromotional interest rate is limited to one account per household and is available on balances of $$,000 up to $500000. A penaltymay be imposed for early withdrawals. After maturity, if you choose to roll over your CD. you will earn the base rate of interest ineffect at that time. Fees could reduce earnings on the account. See the Personal Account Fee Schedule for further information on feesapplicable to your accounts. The promotional interest rate is not available for public funds. Offer is subject to withdrawal at any timeOffer available in the following states: PA OH, MD, wW. NC, ScB EQUAL HOUSING LENDER MEMBER FDIC/NYSE: FNBUse Promo Code: CD15

Date: September 24, 2017

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First National Bank

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13-MONTH CERTIFICATE OF DEPOSIT APY with minimum deposit of $5,000 and FNB checking account. THE LEAVES ARE FALLING. OUR RATES ARE RISING. Take advantage of this special, limited time rate on Certificates of Deposits to rake in peace of mind and guaranteed returns. But hurry, because like the leaves on the trees, this offer won't hang around long. First National Bank vit your ocal Fist National Bank branch or fnb-online.com to get started. ANNUAL PERCENTAGE YIELD (AP: APY is accurate as of 8/31/2017. Present this promotional offer when opening a NEW 13 month certificate of deposit speal. APY is subject to change at any time without notice. Offer applies to personal and business accounts only. To be eligible for the promotional Annual Percentage Yield APY of 175%, you must meet the following conditions 1) A minimum deposit of $5,000 or more in new money must be deposited to recelve the promotional interest rate; and 21) have an existing First National Bank personal checking account OR open a NEW First National Bank personal checking account. The promotional interest rate is limited to one account per household and is available on balances of $$,000 up to $500000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD. you will earn the base rate of interest in effect at that time. Fees could reduce earnings on the account. See the Personal Account Fee Schedule for further information on fees applicable to your accounts. The promotional interest rate is not available for public funds. Offer is subject to withdrawal at any time Offer available in the following states: PA OH, MD, wW. NC, Sc B EQUAL HOUSING LENDER MEMBER FDIC/NYSE: FNB Use Promo Code: CD15

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