Earn more in less time.1.50% APY*9-month CDOpen A CD Today!S&T Bank800.325.2265  stbank.com9 Month CO Special-Annual Percentage Yield (AP) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. APY effective as of 10.4.17. This special cannot becombined with any other offer and exclude institutional investors, brokered accounts or public funds. Minimum deposit requirement is $1,000. Minimum deposit amount of $500,000 per household.Substantial penalty for early withdrawal. Penalty for early withdrawal could affect the APY and could reduce the principal for these accounts. At maturity promotional time deposits will rollover into a9-month CD with rate offered at that time. Open deposit amount must be new money to the bank. New monies are defined as money that is not currently at S&T Bank and has not been on depositwithin the past 90 days. Rates subject to change without notice. Offer can be withdrawn at any time.CD Time Deposit-1099 is produced in the year interest is paid.MEMBER FDIC

Date: October 19, 2017

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Earn more in less time. 1.50% APY* 9-month CD Open A CD Today! S&T Bank 800.325.2265 stbank.com 9 Month CO Special-Annual Percentage Yield (AP) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. APY effective as of 10.4.17. This special cannot be combined with any other offer and exclude institutional investors, brokered accounts or public funds. Minimum deposit requirement is $1,000. Minimum deposit amount of $500,000 per household. Substantial penalty for early withdrawal. Penalty for early withdrawal could affect the APY and could reduce the principal for these accounts. At maturity promotional time deposits will rollover into a 9-month CD with rate offered at that time. Open deposit amount must be new money to the bank. New monies are defined as money that is not currently at S&T Bank and has not been on deposit within the past 90 days. Rates subject to change without notice. Offer can be withdrawn at any time. CD Time Deposit-1099 is produced in the year interest is paid. MEMBER FDIC