They're your dreams. Start building them.Consider a U.S. Bank Home Equity Line of Credit for your next project. With competitive rates and flexible payment options, lasting home improvements could be within reach.Introductory rates start as low as 1.99% APR.Introductory rate for 6 months 1.99%Variable rate after introductory period  4.64 %Rate available 2/25/17-5/5/17.Rate shown for lines of creditRates are subject to changeUp to 70% loan-to-valueUS Bank Consumer Checking PackageActual rate may be lowerVisit usbank.com for custom rates,Call 800.209.BANK (2265),BEST BANKSvisit a local branch,the POWER of POSSIBLE.or go to usbank.com/dreambigAnnual Percentage Rate (APR) is available on Home Equity Lines of Credit with an 80% loan-lo-value (LT) or less. TheIntroductory Interest Rate will be fixed at 1.99% during the 6-month lntroductory period.A higher introductory rate will apply for a Line of Credit above 80%.Offer is available for new applications submitted from February 25-May 5, 2017. After the 6-month introductory period the APR is variable andis based upon an index plus a margin The APR will vary with Prime Rate (the idem as published in the Wall Street Journal As of March 16, 2017. the variable rate for Home Equity Lines of Credit ranged from 351% APR to 8.29% APR Higher rates may apply due to an increase in the Prime Rate, a credit limit below $100,000, an UV above 70% and/or a credit score less than 730.A US Bank Consumer Silver, Gold, or checking is required to receive the lowest rate, but is not required for loan approval The rate will not above applicable state law, or below 301%APR 325% APR, depending on market. Choosing an interest-only repayment may cause your monthlypayment to increase, possibly substantialy once your credit line transitions into the repayment period. Repayment options may vary based on credit qualifications interest only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required, US Bank and its locations do not provide tax or legal advice, Your tax and financial situation is unique You should consult your tax and for legal advisor for advice and information concerning your particular situation. Other restrictions may apply Mortgage and Home Equityproducts offered by US Bank National Association Deposit Products are offered through US Bank National Association Customer pays no closing costs, except escrow-related funding costs, An annual fee of up to $90 may apply after the fist year and is waived with a US Bank Consumer Platinum Checking Package, The Consumer Pricing information brochure lists terms and conditions that apply to US Bank ConsumerChecking Package accounts and can be obtained by calling 800.872.2657 Member FDIC O2017US Bank Trust 217US Bank was named a 2016 MONEY Magazine "Best Bank," November 2016 O2016 Time Inc, Money is registered trademarkof LENDER Time Inc. and issued under license. Money and Time inc. are not affiliated with and do not endorse products or services of US Bank.

Date: March 27, 2017

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They're your dreams. Start building them. Consider a U.S. Bank Home Equity Line of Credit for your next project. With competitive rates and flexible payment options, lasting home improvements could be within reach. Introductory rates start as low as 1.99% APR. Introductory rate for 6 months 1.99% Variable rate after introductory period 4.64 % Rate available 2/25/17-5/5/17. Rate shown for lines of credit Rates are subject to change Up to 70% loan-to-value US Bank Consumer Checking Package Actual rate may be lower Visit usbank.com for custom rates, Call 800.209.BANK (2265), BEST BANKS visit a local branch, the POWER of POSSIBLE. or go to usbank.com/dreambig Annual Percentage Rate (APR) is available on Home Equity Lines of Credit with an 80% loan-lo-value (LT) or less. The Introductory Interest Rate will be fixed at 1.99% during the 6-month lntroductory period. A higher introductory rate will apply for a Line of Credit above 80%. Offer is available for new applications submitted from February 25-May 5, 2017. After the 6-month introductory period the APR is variable and is based upon an index plus a margin The APR will vary with Prime Rate (the idem as published in the Wall Street Journal As of March 16, 2017. the variable rate for Home Equity Lines of Credit ranged from 351% APR to 8.29% APR Higher rates may apply due to an increase in the Prime Rate, a credit limit below $100,000, an UV above 70% and/or a credit score less than 730.A US Bank Consumer Silver, Gold, or checking is required to receive the lowest rate, but is not required for loan approval The rate will not above applicable state law, or below 301%APR 325% APR, depending on market. Choosing an interest-only repayment may cause your monthly payment to increase, possibly substantialy once your credit line transitions into the repayment period. Repayment options may vary based on credit qualifications interest only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required, US Bank and its locations do not provide tax or legal advice, Your tax and financial situation is unique You should consult your tax and for legal advisor for advice and information concerning your particular situation. Other restrictions may apply Mortgage and Home Equity products offered by US Bank National Association Deposit Products are offered through US Bank National Association Customer pays no closing costs, except escrow-related funding costs, An annual fee of up to $90 may apply after the fist year and is waived with a US Bank Consumer Platinum Checking Package, The Consumer Pricing information brochure lists terms and conditions that apply to US Bank Consumer Checking Package accounts and can be obtained by calling 800.872.2657 Member FDIC O2017US Bank Trust 217 US Bank was named a 2016 MONEY Magazine "Best Bank," November 2016 O2016 Time Inc, Money is registered trademark of LENDER Time Inc. and issued under license. Money and Time inc. are not affiliated with and do not endorse products or services of US Bank.

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